Unmet Needs Helps Veteran’s
Family Pay Bills
VFW has helped nearly 900 military and veteran families
through its Unmet Needs program. Support from the
program, which awarded more than $2 million in financial
assistance grants in 2016-17, helped Iraq and Afghanistan
war veteran David E. White III and his family "not feel
so alone.”
White, a 32-year-old Army veteran from Dover, Del., incurred
various injuries during his time serving in Iraq, including
a traumatic brain injury (TBI), PTSD, narcolepsy, tinnitus and a
back injury.
"No one wants to be in the place where they have to ask for
help, and being prideful at times, I can assure you that I did not,”
said White, who had been in the hospital for almost three months,
placing a great financial strain on his family.
He had recently entered a PTSD inpatient treatment program
at the Coatesville Veterans Affairs Medical Center, after he lost
employment due to his narcolepsy and PTSD-related symptoms.
White’s wife, Emily, said, "We had previously begun a re-rating
process, as David hadn’t received a VA rating for his TBI or PTSD.
At a 40 percent rating, David wasn’t eligible for the temporary
100 percent disability other veterans receive when they are in the
Fortunately, the couple heard about the Unmet Needs program
from another veterans’ service organization.
"The grant paid a month’s rent and for new tires on our family
car,” said White, who served with Fox Co., 3rd Bn., 187th Inf. Regt.,
101st Abn. Div. "The support has meant my wife could continue
getting to work and providing for the family while I was not capable
of doing so. We were able to put less money on credit cards — this
truly helped us stay afloat.”
VFW helped White when he was at his "lowest because of the
service and sacrifices” he made for the United States. White served
nine years, eight months in the Army. He deployed three times to
Iraq and on one special assignment to Afghanistan.
Unmet Needs is supported by donations from VFW members,
supporters and corporate sponsors, such as Burger King.
Commander-in-Chief Keith Harman said those who have served
"have sacrificed enough.”
"Panicking over whether to fix the car, replace the hot water heater
or put food on the table, are stresses they don’t need,” Harman
said. "I am proud the VFW has a program that gives them a place to
turn to when they need it most.”
For more information on Unmet Needs, visit https://www.vfw.org/

assistance/financial-grants. Email: kwilliams@vfw.org
To be eligible to receive financial
assistance through VFW’s
Unmet Needs program, a
recipient must:
3 Be on active duty, whose financial
hardship is a result of deployment,
military pay error or medical
3 Have been discharged on or after
Sept. 11, 2001, whose financial
hardship is a direct result of military-service connected
injuries and/or illnesses that are causing an employment hardship.
3 Have been discharged prior to Sept. 11, 2001, who is on a fixed income
(VA compensation, SSI, SSDI) and/or whose financial hardship is an
emergency situation.
The financial hardship can’t be caused by:
• Civil, legal or domestic issues; misconduct; or any issues that result
from spousal separation or divorce.
• Financial mismanagement by self or others, or due to bankruptcy.
Eligible expenses
• Household (mortgage, rent, repairs, insurance)
• Vehicle (payments, insurance, repairs)
• Utilities
• Food and clothing
• Children’s clothing, diapers, formula, school or childcare expenses
• Medical bills, prescriptions eyeglasses
Ineligible expenses
• Credit cards, military charge cards or retail store cards
• Cable, internet or secondary phones
• Cosmetic or investigational medial procedures/expenses
• Taxes
• Furniture, electronic equipment or vehicle rentals
• Any other expenses not determined to be a basic life need